I am definitely a bargain shopper. It started back in university days when I had to put myself through school and every penny mattered. As a young stay-at-home mom, my bargain hunting skills increased to help meet the needs of my growing family and work within our limited resources. It is still an adventure to scout out and seek a good deal. While fun and productive, it is time consuming. Yet the benefits are great as I find ways to stretch our finite dollars. Because saving money matters to me, I find it worth my time and beneficial for my well-being to find opportunities to be more cost effective. Time…